Illinois: rules and deadlines at a glance

Every 9 topic we track for Illinois on one page. Open a topic for the details, the law it comes from and how Illinois compares.

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Small claims limits · Claim deadlines · Car insurance by state · Final paycheck rules · Debt time limits · Shared fault rules · Lemon law rules · Corporate tax rates

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.

Filing deadlines (statute of limitations)

Product liability	2 years (10/12-year repose)
Property damage	5 years

Small claims limits Single detailed source

Dollar limit	$10,000
Filing fee	Varies by county
Lawyers	Allowed; corporations need one

Claim deadlines Single detailed source

Acknowledge	15 working days
Accept or deny	No fixed deadline; written explanation if still open after 75 days
Pay	Undisputed amount within 30 days after accepting the claim

Car insurance by state

Minimum liability	$25,000 / $50,000 / $20,000
Fault system	At-fault (the driver who caused it pays)
Shared-fault rule	Modified comparative: barred at 51% fault or more

Final paycheck rules Single detailed source

If you are fired	At separation if possible, no later than next payday
If you quit	Same

Debt time limits

Credit cards / open accounts	5 years
Written contracts	10 years
Promissory notes	10 years

Shared fault rules

Rule	Modified comparative negligence (51% bar)
When you are barred	Barred if you are 51% or more at fault

Lemon law rules Single detailed source

Repair attempts or days	4 attempts or 30 business days
Coverage period	1 year or 12,000 miles, whichever first

Corporate tax rates Single detailed source

Top rate	9.5%
Structure	Flat (7% plus 2.5% replacement tax)