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North Carolina: rules and deadlines at a glance
Every 9 topic we track for North Carolina on one page. Open a topic for the details, the law it comes from and how North Carolina compares.
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Small claims limits · Claim deadlines · Car insurance by state · Final paycheck rules · Debt time limits · Shared fault rules · Lemon law rules · Corporate tax rates
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Product liability | 3 years |
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| Property damage | 3 years |
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| Dollar limit | $10,000 (lower in some counties) |
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| Filing fee | $96 |
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| Lawyers | Not required |
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| Acknowledge | No fixed number of days; must act with reasonable promptness |
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| Accept or deny | Reasonable time |
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| Pay | Not set by rule |
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| Minimum liability | $50,000 / $100,000 / $50,000 |
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| Fault system | At-fault (the driver who caused it pays) |
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| Shared-fault rule | Contributory negligence: any fault (even 1%) can bar recovery |
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| If you are fired | Next regular payday |
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| If you quit | Next regular payday |
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| Credit cards / open accounts | 3 years |
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| Written contracts | 3 years |
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| Promissory notes | 6 years |
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| Rule | Contributory negligence |
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| When you are barred | Barred if you are even 1% at fault |
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| Repair attempts or days | 4 attempts or more than 20 days in any 12 months |
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| Coverage period | 2 years, 24,000 miles or warranty, whichever is greater |
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| Top rate | 2% |
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| Structure | Flat (being phased out by 2030) |
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