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Iowa: rules and deadlines at a glance
Every 9 topic we track for Iowa on one page. Open a topic for the details, the law it comes from and how Iowa compares.
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Small claims limits · Claim deadlines · Car insurance by state · Final paycheck rules · Debt time limits · Shared fault rules · Lemon law rules · Corporate tax rates
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Product liability | 2 years (15-year repose) |
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| Property damage | 5 years |
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| Dollar limit | $6,500 |
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| Filing fee | $115 |
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| Lawyers | Allowed |
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| Acknowledge | 15 days |
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| Accept or deny | 30 days after proof of loss |
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| Pay | 30 days after the claim is accepted |
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| Minimum liability | $20,000 / $40,000 / $15,000 |
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| Fault system | At-fault (the driver who caused it pays) |
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| Shared-fault rule | Modified comparative: barred at 51% fault or more |
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| If you are fired | Next regular payday |
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| If you quit | Next regular payday |
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| Credit cards / open accounts | 5 or 10 (courts have not settled it) |
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| Written contracts | 10 years |
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| Promissory notes | 10 years |
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| Rule | Modified comparative negligence (51% bar) |
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| When you are barred | Barred if you are 51% or more at fault |
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| Repair attempts or days | 1 for a serious defect; 3 attempts plus a final attempt; or 30 calendar days |
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| Coverage period | 2 years or 24,000 miles, whichever first |
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| Top rate | 7.1% |
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| Structure | Graduated (5.5%-7.1%) |
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