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New York: rules and deadlines at a glance
Every 9 topic we track for New York on one page. Open a topic for the details, the law it comes from and how New York compares.
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Small claims limits · Claim deadlines · Car insurance by state · Final paycheck rules · Debt time limits · Shared fault rules · Lemon law rules · Corporate tax rates
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Product liability | 3 years |
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| Property damage | 3 years |
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| Dollar limit | $3,000 to $10,000 depending on the court ($10,000 in NYC) |
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| Filing fee | $10 to $20 |
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| Lawyers | Allowed |
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| Acknowledge | 15 business days |
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| Accept or deny | 15 business days after proof of loss and requested items (30 if arson is suspected) |
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| Pay | 5 business days after an agreed settlement |
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| Minimum liability | $25,000 / $50,000 / $10,000 |
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| Fault system | No-fault (PIP pays first; lawsuits limited) |
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| Shared-fault rule | Pure comparative: recovery reduced by your share of fault |
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| If you are fired | Next regular payday |
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| If you quit | Next regular payday |
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| Credit cards / open accounts | 3 years |
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| Written contracts | 3 years |
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| Promissory notes | 3 years |
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| Rule | Pure comparative negligence |
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| When you are barred | Up to 99% at fault: damages reduced by your share |
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| Repair attempts or days | 4 attempts or 30 calendar days |
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| Coverage period | 2 years or 18,000 miles, whichever first |
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| Top rate | 7.25% |
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| Structure | Graduated (6.5%-7.25%) |
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